Shannon "Shãn" Sutherland, AIF®, AAMS®, ADPA℠, Wealth Advisor
I was featured in Forbes Magazine California Women Business Leaders edition. In addition to developing investment plans for executives and leadership professionals, we apply a unique gender filter when establishing investment portfolios that emphasize a women's contribution to corporate decision making and lifelong financial confidence.
I would be happy to present these Evolutionary Economic strategies for success through speaking engagements and seminars to people in your organizations who might reap their benefits. Call us at 310-773-4411 or check out our Events page for the upcoming public schedule.
My credentials and designations are the result of a vigilant passion to meet the needs and requirements of my clientele. The annual investment in education to maintain these credentials is part of my ongoing commitment and focus. In 2013, 2016, 2017, 2018, 2019 and again in 2020, I was recognized by Los Angeles magazine as a Five StarSM Wealth Manager***. 4% of advisors in the Los Angeles metro area considered for the award were acknowledged.
Many of the families I serve prefer actively monitored investments requiring few interruptions to their daily lives. To address this, I am an Investment Adviser Representative (IAR). An IAR’s main responsibility includes providing investment-related advice, and an IAR is also required to be registered with the proper state authorities. Core knowledge about retirement planning, portfolio management strategies, fiduciary obligations, and principles are earned through various certifications. Certifications are tested and earned, such as the Series 63 securities registration* covering state securities acts and related rules and regulations, and the Series 65 securities registration*, which qualifies investment professionals to operate as an IAR. Our Discretionary Portfolio Management Agreement makes it possible to work client investment accounts to a predetermined portfolio with one simple OK from our clients or their business managers. This represents a responsibility requiring a deeper level of understanding of the needs for whom money is being invested.
In the year 2000, I passed the Series 7*. This basic/core exam allows me to make different types of trades in general securities. A fun fact: my first trade ever was for $1,000,000.00. A few months later, I earned a California Life and Health Insurance license #0D28620. This is another foundation requirement to sell life insurance, health insurance, and annuities. My Accredited Asset Management SpecialistSM (AAMS®) designation course of study emphasized asset allocation** and identifying appropriate investments for individual clients. These three competencies represent a well-rounded knowledge base and should be considered the minimum requirement for an investor choosing his or her financial advisor.
I attended night classes for two years at UCLA to earn a personal financial planning certificate. The curriculum encompasses the major disciplines of financial planning with an emphasis on practical applications, which includes analysis, investments, taxation, insurance, pension, estate planning, and ethics. Metaphorically speaking, I learned to tell time and build the clock.
As the sophistication of my client base grew, I passed the Series 31 exam*, qualifying me to offer and sell managed futures funds. Managed futures have the ability to reduce volatility and improve performance when added to a well-diversified portfolio.**
I support LGBT families and advocate for my clients. While in the Beverly Hills and West Hollywood communities, I embarked on learning to help navigate my clients around regulatory inconsistencies. Currently, I assist in obtaining an IRS private letter ruling to establish IRA spousal benefits from a deceased partner. The Accredited Domestic Partnership AdvisorSM (ADPA®) designation trained me to recognize the advantages and disadvantages of LGBT and heterosexual couples who are not legally married but live and navigate finances as if they were.
During the financial crisis of 2009, I became a California Notary commission #2001518. This means that I can verify the identity of the individual signing legal documents and simplify complex transactions for my clients.
Many of my clients own businesses. I have set up 401(k) retirement trusts for companies with 100+ employees and, more frequently, individual 401(k)s for S-Corps. Being responsible for the money of others, I obtained the Accredited Investment Fiduciary® (AIF®) designation, which increased my knowledge of fiduciary considerations when reviewing retirement plans. The AIF® process is best applied to overseeing and recommending choices for large-scale 401(k) retirement plan asset and charitable trusts. I also advise other fiduciaries (such as board members) on investment policies, asset allocation, and regulatory updates.
Currently, I am active in the Calabasas community and help executives transition through a career change. When a family needs stability, I bring focus to shorten a path to the next opportunity.
My husband, Todd, and I have been together for more than 25 years. We enjoy an active outdoor lifestyle and recently began dancing lessons.
* Licenses held through Commonwealth Financial Network
** Asset allocation and diversification programs do not assure a profit or protect against loss in declining markets. No program can guarantee that any objective or goal will be achieved.
***Forbes feature is a paid promotion.
****Five Star Award is based on 10 objective eligibility and evaluation criteria, including a minimum of 5 years as an active credentialed financial professional, favorable regulatory and complaint history, accepts new clients, client retention rates, client assets administered, education, and professional designations. 3,527 Los Angeles area wealth managers were considered for the award; 158 (4 percent of candidates) were named 2020 Five Star Wealth Managers. (The criteria provided reflect the most recent year for which advisor received the award. The criteria used, the number of wealth managers considered for the award, and the percentage of those who receive the award may vary from year to year). These awards are not indicative of the wealth managers' future performance. Your experiences may vary. For more information, please visit www.fivestarprofessional.com.