Q and A Interview with Acclaimed Financial Adviser Shan Sutherland
Posted by Shannon Feldheim on Fri, 08/23/2019 - 14:19
Learn more about our founder and how this industry chose her.
What Should Your Asset Allocation Be?
Posted by Shannon Feldheim on Thu, 08/08/2019 - 14:35
Determining what kind of investor you are depends a lot on how you handle risk (your personality) and how much time you have until retirement.
Tax Filing Data Shows Need to Review Withholding
Posted by Shannon Feldheim on Thu, 08/08/2019 - 12:55
The IRS continues to encourage taxpayers to review the amount of tax they have withheld to avoid an unexpected tax surprise when they file their 2019 tax returns next year. Preliminary 2018 tax filing data seems to show the need for taxpayers to review their withholding in order to make sure the appropriate amount of tax is being withheld from their paychecks to reflect recent tax law changes.
When Should You Take Social Security?
Posted by Shannon Feldheim on Mon, 07/08/2019 - 14:51
Shãn Sutherland, Wealth Advisor at Simple Impact LLC, Explains When People Should Take Social Security
“According to the social security administration, 71% of Americans elect to receive their Social Security benefits early.” – Shãn Sutherland
The Roth 401(k)
Posted by Shannon Feldheim on Wed, 06/26/2019 - 17:42
Some employers offer 401(k) plan participants the opportunity to make Roth 401(k) contributions. If you're lucky enough to work for an employer that offers this option, Roth contributions could play an important role in helping enhance your retirement income.
Retirement Confidence Increases for Workers and Retirees
Posted by Shannon Feldheim on Mon, 06/10/2019 - 17:24
The 29th annual Retirement Confidence Survey (RCS), conducted by the Employee Benefit Research Institute (EBRI) in 2019, found that two-thirds of U.S. workers (67%) are confident in their ability to live comfortably throughout their retirement years (up from 64% in 2018). Worker confidence now matches levels reported in 2007 — before the 2008 financial crisis.
Can you recognize E.S.G. in your business?
Posted by Shannon Feldheim on Thu, 06/06/2019 - 16:31
E.S.G. is a major trending investment theme. Can you recognize it in business? Here are some Environmental Social Governance examples as implemented by Simple Impact....
Shãn Sutherland, Wealth Adviser at Simple Impact LLC, Weighs in on Why People Need Financial Advisors
Posted by Shannon Feldheim on Tue, 04/02/2019 - 12:41
Do you know enough about financial management to take care of all of your investing on your own? Or do you need help from a seasoned expert? That question comes up for millions of Americans each year, and is always surrounded by a fair amount of anxiety and uneasiness. Regardless of your financial state, everyone can benefit from taking stock of what stability means for them, and oftentimes, a financial adviser can help you find this mindset.
The Importance of Being Organized
Posted by Shannon Feldheim on Tue, 03/26/2019 - 17:29
An important part of managing your personal finances is keeping your financial records organized. Whether it's a utility bill to show proof of residency or a Social Security card for wage reporting purposes, there may be times when you need to locate a financial record or document--and you'll need to locate it relatively quickly. By taking the time to clear out and organize your financial records, you'll be able to find what you need exactly when you need it.
Simple Impact LLC, Details 401K Alternative to CalSavers Plan
Posted by Shannon Feldheim on Thu, 03/14/2019 - 13:38
Simple Impact LLC is partnering with CoPilot provided by PAi Retirement Services https://www.pai.com/copilot to offer a low-cost 401k alternative plan to CalSavers, an upcoming state retirement program. When using Calsavers, any California employer with at least five employees, that doesn’t already offer a workplace retirement savings vehicle, will be required to either begin offering one via the private market or provide their employees’ access to CalSavers. “This is great for the employee, but the employer may have more burden than they are prepared for,” explains Shãn Sutherland, a wealth advisor at Simple Impact.