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CalSavers Education, If You are a California Employer You'll Need to Know This!

By now you may have heard the news that California business owners with five or more employees will be required by a new mandate to set up a retirement plan or enroll employees into CalSavers. So, what's driving the law?......

Salary and Career Advancement

Having a well-paying job is a major concern for most people, but it's no secret that there's often a gender gap when it comes to pay.

Designing a Benefit Package for Your Small Business

If you're a small business owner, you face many challenges in growing your company. One of them is recruiting and retaining the best talent for your needs. When your primary goals are managing costs and increasing revenue, how do you sufficiently entice new recruits and reward current staff members for continually putting their best efforts forward? One way is ensuring that you provide a competitive, cost-effective benefit package comprised of both traditional and not-so-traditional benefits.

Q and A Interview with Acclaimed Financial Adviser Shan Sutherland

Learn more about our founder and how this industry chose her. 

Tax Filing Data Shows Need to Review Withholding

The IRS continues to encourage taxpayers to review the amount of tax they have withheld to avoid an unexpected tax surprise when they file their 2019 tax returns next year. Preliminary 2018 tax filing data seems to show the need for taxpayers to review their withholding in order to make sure the appropriate amount of tax is being withheld from their paychecks to reflect recent tax law changes.

When Should You Take Social Security?


Shãn Sutherland, Wealth Advisor at Simple Impact LLC, Explains When People Should Take Social Security

“According to the social security administration, 71% of Americans elect to receive their Social Security benefits early.” – Shãn Sutherland

Retirement Confidence Increases for Workers and Retirees

The 29th annual Retirement Confidence Survey (RCS), conducted by the Employee Benefit Research Institute (EBRI) in 2019, found that two-thirds of U.S. workers (67%) are confident in their ability to live comfortably throughout their retirement years (up from 64% in 2018). Worker confidence now matches levels reported in 2007 — before the 2008 financial crisis.

Can you recognize E.S.G. in your business?

E.S.G. is a major trending investment theme. Can you recognize it in business? Here are some Environmental Social Governance examples as implemented by Simple Impact....

Simple Impact LLC, Details 401K Alternative to CalSavers Plan

Simple Impact LLC is partnering with CoPilot provided by PAi Retirement Services to offer a low-cost 401k alternative plan to CalSavers, an upcoming state retirement program. When using Calsavers, any California employer with at least five employees, that doesn’t already offer a workplace retirement savings vehicle, will be required to either begin offering one via the private market or provide their employees’ access to CalSavers. “This is great for the employee, but the employer may have more burden than they are prepared for,” explains Shãn Sutherland, a wealth advisor at Simple Impact.

Did you know Cash Value Life Insurance could help your kids or grandkids with Education Savings?

There are options beyond traditional loans and 529 plans to help fund education. Cash value life insurance may be one of them. You heard that right, life insurance can come with living benefits. It is important to work with a trusted advisor to make sure you are aware of what options might be right for you.