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Trust Basics

What Is a Trust?

 Whether you're seeking to manage your own assets, control how your assets are distributed after your death, or plan for incapacity, trusts can help you accomplish your estate planning goals. Here you will also need to hire Financial Advisor Services to make the worthy decisions. Their power is in their versatility — many types of trusts exist, each designed for a specific purpose. Although trust law is complex and establishing a trust requires the services of an experienced attorney, mastering the basics isn't hard.

Tax-Savings Opportunity for NQSO Holders

If you’re lucky enough to hold nonqualified stock options (NQSOs), you may be wondering what they’re worth right now. Perhaps you’ve been fortunate enough to see your company’s share price increase since you received your NQSOs, but you’ve been waiting to exercise your options. Now, given the recent market downturn and volatility, you may feel as though you missed your chance to lock in maximum profits. That’s not necessarily true. But, true or not, the current market environment could present a different kind of opportunity when you exercise your NQSOs.

Gender Lens Investing

“It is my humble opinion that gender equanimity in our financial structure is a cornerstone to continued trickle down economic growth” says Sutherland, “I vigilantly watch to identify strategies that share this investment premise.”

CalSavers Education, If You are a California Employer You'll Need to Know This!

By now you may have heard the news that California business owners with five or more employees will be required by a new mandate to set up a retirement plan or enroll employees into CalSavers. So, what's driving the law?......

Salary and Career Advancement

Having a well-paying job is a major concern for most people, but it's no secret that there's often a gender gap when it comes to pay.

Designing a Benefit Package for Your Small Business

 
If you're a small business owner, you face many challenges in growing your company. One of them is recruiting and retaining the best talent for your needs. When your primary goals are managing costs and increasing revenue, how do you sufficiently entice new recruits and reward current staff members for continually putting their best efforts forward? One way is ensuring that you provide a competitive, cost-effective benefit package comprised of both traditional and not-so-traditional benefits.

Q and A Interview with Acclaimed Financial Adviser Shan Sutherland

Learn more about our founder and how this industry chose her. 

Tax Filing Data Shows Need to Review Withholding

The IRS continues to encourage taxpayers to review the amount of tax they have withheld to avoid an unexpected tax surprise when they file their 2019 tax returns next year. Preliminary 2018 tax filing data seems to show the need for taxpayers to review their withholding in order to make sure the appropriate amount of tax is being withheld from their paychecks to reflect recent tax law changes.

When Should You Take Social Security?

 

Shãn Sutherland, Wealth Advisor at Simple Impact LLC, Explains When People Should Take Social Security

“According to the social security administration, 71% of Americans elect to receive their Social Security benefits early.” – Shãn Sutherland

Retirement Confidence Increases for Workers and Retirees

The 29th annual Retirement Confidence Survey (RCS), conducted by the Employee Benefit Research Institute (EBRI) in 2019, found that two-thirds of U.S. workers (67%) are confident in their ability to live comfortably throughout their retirement years (up from 64% in 2018). Worker confidence now matches levels reported in 2007 — before the 2008 financial crisis.